Side R Reputation Insurance For D&O’s

Both the American Law Institute and the DCRO Risk Governance Institute recommend reputation insurance coverage for companies and directors because it helps recruit and retain the best board members. It also fosters better governance processes because it helps a board operate without undue duress.

Reputation risk to leadership has never been greater. Forty years ago, surging litigation in courts of law challenged directors’ decisions and threatened their assets. Today, surging personal disparagement in courts of public opinion, detailed here, is challenging directors’ trustworthiness—and threatening their going-forward cash flow.

Reputation insurance searches on Google are up 1300% this year (5,000% since 2021) [1]. Directors and officers deserve better answers than a Google AI summary . Contact your D&O broker, or us, to learn more.

[1] Data current as of 30 November 2025.

Steel City Re’s Side R^® D&O parametric reputation insurance is a trademarked brand from Steel City Re used under license.

About Parametric Reputation Insurance

Steel City Re’s Side R^® D&O parametric reputation insurance is a timely offering for companies seeking to shield, and for directors seeking to mitigate, the costly impact of public disparagement and humiliation on directors’ competitiveness in the market for directorships and on their earning potential.

It is also a solution for firms

It’s been four decades since directors in the courts of law were materially personally exposed by their service. Now they are personally exposed in the courts of public opinion–not to negative PR, but to the going-forward costs of having their personal reputations tarnished. Steel City Re’s Side R^® D&O parametric reputation insurance can do for boards’ reputation risk what Sides A, B, and C did for boards’ liability risk.

Some risk managers mistakenly think of reputation risk as a secondary phenomenon, just as they once thought of its better-known cousin, liability risk. Or that it is the risk of negative publicity. It’s much more, impacting revenue, expenses, cost of capital, and regulatory burden. Just as cultural changes in the 1980s created a market for liability insurance and spurred new strategies for risk mitigation, cultural changes are now driving reputation risk into the boardroom.

Steel City Re’s Side R^® D&O parametric reputation insurance is strategic “resilience insurance” for directors; at scale and with a captive insurer for an enterprise, it is corporate “resilience insurance.” It is also a proof point for parametric strategies beyond natural catastrophes for many 21st century risks that would benefit investors, carriers, brokers and insureds alike.